Monthly Archives:May 2019

R0 exam

R0 exams: the power of using the ‘link method’

When studying for your R0 exams, here’s how the ‘Link Method’ can help you

If you’ve ever had a spontaneous thought, triggered by something else; maybe something you see or hear… or a particular smell, you’ll realise that there must be all sorts of ideas connected in your brain that you’re blissfully unaware of, until all of a sudden…  out one pops!

It’s how your brain works. Connections. And, contrary to what I was taught many decades ago at school, we now know that the brain continues to make new brain cells and new connections throughout life. Providing you give it reason to!

If you are revising for your R0 exams, you’ll need to be efficient and effective with your time. The brain learns by associating new information with that which you already know. One popular method that maximises the benefits of this is the link method.

The link method could help you to pass your R0 exams. So what is it? There are three elements to it:

  1. Break down complex ideas and find substitute words or parts of words to represent them.
  2. Create vivid mental images of those ideas by using your amazing imagination
  3. Find associations between those visual images

So lets have a closer look at each step.

Step 1. Substitute words. You’re aiming for a clear and distinct image associated with the idea it’s representing. If the word naturally lends itself to an image you can go straight to the next step. If not, break the word up into syllables and play ‘word association football’, paying attention to the sound blocks, to create memorable pictures associated with those sounds.

In some cases, a list of information may lend itself to you making up a story which includes all of the elements on the list.

It also works if you create an acronym. In the R06 exam, for example, we use the acronym PATHETIC WINE to provide a template to ensure that our answer to to a question covers all the bits that the CII might give you a mark for. In most R06 exams, you’d get around 10% more marks if you SELECTIVELY included the following areas in your answers: Pension death benefits, affordability or budget; taxation; health; emergency fund; trusts; ISAs or National Savings Certificates; capacity for loss and attitude to risk; Wills and guardianship clauses;  inheritances that are expected; nomination forms for pensions and ethical considerations.

In the R01 exam, you can remember what makes a valid trust by using SOW: the subject (beneficiaries) must be clear, there must be an object (another name for the trust property), and Words. Although there is no particular prescribed form of trust wording, it must be clear that a trust was intended.

2. Vivid pictures. Since you’ll need to build strong connections between the ideas to use the Link Method, you will need memorable images, so don’t go for the obvious. Instead, go for something that stands out. At the very least, make sure that it’s an odd colour, bigger or smaller than normal. Make it outrageous, rude, exaggerated, funny etc etc, because we know that it’s more likely to stick in your head. This makes it more likely to help you pass your R0 exams.

3. Association.Now you need to imagine the first image doing something to the next image, which in turn does something to the next, etc etc, linking the ideas together like a string of pearls.

Use your imagination and run through the sequence a number of times until you can see that chain of events clearly in your mind, flowing just like a story. If nothing else, try and associate what you are learning with a client or work related scenario that you have, or might encounter.

And that’s the Link Method.

If you want to try our unique R0 exam talking books, click here

If you are interested in exam technique, click here for our video on top revision techniques.

Give it a go and let me know how you get on.

Ian Patterson

Ex-examiner and author of the CII texts CF8, J07 and AF6.

Based on an article by Memory and Mindset Coach, Lysette Offley, Genius Material. Click on the link for other useful study tips and to read the original article.